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Finding Home Blog

Friday, April 22, 2022   /   by Amber Folger

Why This Housing Market Is Not a Bubble Ready To Pop

Homeownership has become a major element in achieving the American Dream. A recent report from the National Association of Realtors (NAR) finds that over 86% of buyers agree homeownership is still the American Dream.
Prior to the 1950s, less than half of the country owned their own home. However, after World War II, many returning veterans used the benefits afforded by the GI Bill to purchase a home. Since then, the percentage of homeowners throughout the country has increased to the current rate of 65.5%. That strong desire for homeownership has kept home values appreciating ever since. The graph below tracks home price appreciation since the end of World War II:

The graph shows the only time home values dropped significantly was during the housing boom and bust of 2006-2008. If you look at how prices spiked prior to 2006, it looks a bit like the current spike in prices over the past two years. That may lead some people to ...

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Friday, January 28, 2022   /   by Amber Folger

Winter Home Maintenance To-Do List

The Holidays are over, the Christmas decor is put away, and the colder weather is quickly approaching. Your house may seem empty and bare, with the lack of decor and constant stream house guests coming in and out, but there are so many hidden things to get on top of as you take on the new year. I’ve created a winter home maintenance to-do list to ensure your home is running safely, smoothly, and efficiently! 




Deep clean kitchen and appliances: The Holiday season tends to be a time filled with cooking, hosting, and everything else that wears down your appliances in the kitchen. Winter is the perfect time to do a deep clean of all your appliances such as your dishwasher, oven, stove, refrigerator and more! Bacteria grows on these hard to clean surfaces so a nice scrub down can kill those unwanted germs. Another thing to look into is replacing any worn down coils, filters, and other appliance parts. This will help ensure your kitchen is running efficiently, while also ...

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Friday, January 21, 2022   /   by Amber Folger

Conventional Loan Increase - What Does This Mean for Consumers?

Interest rates are not the only thing shifting this year in the housing market. We are also facing the highest nationwide loan amount increase in the history of loan limits, meaning the government is recognizing that home values are on the climb and will remain on the climb for the remainder of the year. I got the chance to speak with Genna Lott at Supreme Lending, where she further explained the loan amount increase, and how that will affect buyers this year.
 
Depending on the amount of money you need to borrow when purchasing your home, you will fall under a conforming loan or non-conforming loan. The Federal Finance Housing Agency (FHFA) sets loan limits that are eligible for purchase by Fannie Mae and Freddie Mac, which are considered conforming loans. Loan limits that exceed these limits are considered non-conforming jumbo loans. 
 
Conventional, or conforming loans, have standard guidelines that have to be followed for all lenders, thus making them easier to; ...

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Friday, January 14, 2022   /   by Amber Folger

What Will the Housing Market Look Like for 2022?

Recent years have indicated that the Housing Market can change its direction very rapidly,  leaving consumers feeling helpless and unable to predict the best opportunities to sell their home or purchase a new one. Predicting the future is hard, especially when it comes to the Housing Market and Mortgages. In order to gather the most accurate information possible, I have spent the last few weeks speaking with experts in their field, and pulling research from the most trusted data and analytics platforms in the industry to piece together what 2022 may hold for the Housing Market. 


“CoreLogic forecasts that home prices will remain flat in December and appreciate 2.8%
in the year going forward. Yet, they remain conservative in their forecasting and
continue to miss on the low side. For example, CoreLogic had forecasted prices for
November would rise by 0.2% from October and they actually increased by 1.3%.


Even though CoreLogic only forecasts a 2.8% gain in hom ...

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Wednesday, December 29, 2021   /   by Amber Folger

5 Home Improvement Projects to Undergo Before Listing

One of the biggest challenges sellers face when getting ready to list their home is what renovations to do and which ones to avoid. While some big ticket projects may add profit, it may not be as much as you would think. Doing smaller, more intentional updates can add the same if not more value to your home! Here are 5 home improvement projects you can do to add appeal and profit to your home: 




Front Door and Landscaping - The front of your home is key when it comes to attracting potential buyers to your house. Landscaping is a minor improvement to increase curb appeal and will also increase the overall value of your home. It is important to add low maintenance, but high appeal landscaping. Some buyers may look at a property that requires high maintenance landscape and be turned away, so keep these updates minor and meaningful. Another simple, yet staple improvement you can add to your home is updating your front door. This is your chance to make another memorable impress ...

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Bell Real Estate Group
6342 Grand Hickory Drive, Suite 201
Braselton, GA 30517
678-400-2198

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