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Finding Home Blog

Friday, January 21, 2022   /   by Amber Folger

Conventional Loan Increase - What Does This Mean for Consumers?

Interest rates are not the only thing shifting this year in the housing market. We are also facing the highest nationwide loan amount increase in the history of loan limits, meaning the government is recognizing that home values are on the climb and will remain on the climb for the remainder of the year. I got the chance to speak with Genna Lott at Supreme Lending, where she further explained the loan amount increase, and how that will affect buyers this year.
Depending on the amount of money you need to borrow when purchasing your home, you will fall under a conforming loan or non-conforming loan. The Federal Finance Housing Agency (FHFA) sets loan limits that are eligible for purchase by Fannie Mae and Freddie Mac, which are considered conforming loans. Loan limits that exceed these limits are considered non-conforming jumbo loans. 
Conventional, or conforming loans, have standard guidelines that have to be followed for all lenders, thus making them easier to; ...

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Friday, January 14, 2022   /   by Amber Folger

What Will the Housing Market Look Like for 2022?

Recent years have indicated that the Housing Market can change its direction very rapidly,  leaving consumers feeling helpless and unable to predict the best opportunities to sell their home or purchase a new one. Predicting the future is hard, especially when it comes to the Housing Market and Mortgages. In order to gather the most accurate information possible, I have spent the last few weeks speaking with experts in their field, and pulling research from the most trusted data and analytics platforms in the industry to piece together what 2022 may hold for the Housing Market. 

“CoreLogic forecasts that home prices will remain flat in December and appreciate 2.8%
in the year going forward. Yet, they remain conservative in their forecasting and
continue to miss on the low side. For example, CoreLogic had forecasted prices for
November would rise by 0.2% from October and they actually increased by 1.3%.

Even though CoreLogic only forecasts a 2.8% gain in hom ...

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Wednesday, December 29, 2021   /   by Amber Folger

5 Home Improvement Projects to Undergo Before Listing

One of the biggest challenges sellers face when getting ready to list their home is what renovations to do and which ones to avoid. While some big ticket projects may add profit, it may not be as much as you would think. Doing smaller, more intentional updates can add the same if not more value to your home! Here are 5 home improvement projects you can do to add appeal and profit to your home: 

Front Door and Landscaping - The front of your home is key when it comes to attracting potential buyers to your house. Landscaping is a minor improvement to increase curb appeal and will also increase the overall value of your home. It is important to add low maintenance, but high appeal landscaping. Some buyers may look at a property that requires high maintenance landscape and be turned away, so keep these updates minor and meaningful. Another simple, yet staple improvement you can add to your home is updating your front door. This is your chance to make another memorable impress ...

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Monday, November 29, 2021   /   by Amber Folger

Listing Your Home During the Holidays

Thinking of Listing your home during the Holidays, but worried about the Housing Market? Don't stress! Yes, there are benefits to listing in the spring and summer, however putting your house on the market during the winter months can be just, if not more, beneficial! I spoke with The Bell Team's top listing agents to get their insight on what to expect during the Holidays, and here is what they had to say: 

Less Competition With Winter Housing Inventory: The Holiday season for real estate tends to be slower in comparison to other months of the year. This may sound negative, but could also be a huge point of leverage for listing your house. Not only will you have less houses to compete with, but winter buyers tend to be more serious about purchasing, resulting in quick sales time while staying close to your listing price. Even though there is opportunity to increase the asking price, it is also important to price your home just right in order to sell during the winter mont; ...

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Tuesday, November 16, 2021   /   by Amber Folger

Welcome to Finding Home with The Bell Team

I am so thrilled you have found your way to Finding Home. We want to keep you informed, entertained, and inspired throughout your Real Estate Journey. I’m Amber, the Marketing Coordinator for The Bell Team - I’ll be the voice behind the words over the next few months! 

A little about me: I am a 25 year old new mom living in Barrow County who graduated from The University of Georgia— go Dawgs! Prior to starting my new role as Marketing Coordinator for The Bell Team, I worked full time at a Bank while also renovating an entire home in my freetime—as a recent college graduate it was full DIY so not as glamorous as it may sound. After two long years of painting, sanding, and putting in hours of sweat equity, my fiance and I finally got ready to list our house and relax, so we thought! Come to find out we were expecting our first born, whose due date was quickly approaching! The excitement began to sink in, but so did the panic, as we not only had to get ou; ...

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The Bell Team
6342 Grand Hickory Drive, Suite 201
Braselton, GA 30517

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